Two Types Of Business Insurance You Need To Take Out For Your New Restaurant

Making money out of your love for cooking by opening a restaurant is a thrilling endeavour. Not only do you get to work for yourself but you also get to do what you love. However, when you consider the potential work-place risks, you will quickly realise that the restaurant industry happens to be one of the riskiest industries that you can delve into. When you take stock of all the risks posed in an active kitchen from hot stoves to wet and slippery floors, one mistake could be incredibly costly to your business. [Read More]

Who Ought to Have Civil Engineers Contractors Insurance?

Civil contracting insurance is needed by all sorts of contractors – not just civil engineers themselves. This is because, due to the nature of the industry, many different sorts of disciplines – and, therefore, businesses – will be involved in delivering a typical civil engineering project. Without a proper civil engineering contractor's insurance policy that affords you full cover for the common problems faced on large-scale construction projects, you could place your entire organisation at risk. [Read More]

How To Defend A Public Liability Claim Against Your Business

If you run a small business or work in an industry where you interact with the public or with suppliers, you must have public liability insurance (PLI) cover in place.  PLI is there to protect you in the event that someone makes a claim for injury to themselves or damage to their property.  But what happens if you are subject to such a claim?  How do you go about defending yourself? [Read More]

How o Successfully Manage Your Own Investment Property Rental

Traditionally, people who own investment properties that are rented out to tenants have used a real estate agent or property management company to handle the process. However, more and more owners are ditching the agents and handling the management of their property themselves. An agent or manager generally charges a minimum of $2000 per year to manage the property, with extras for advertising, re-letting, and administration. The cost, coupled with concerns that your property will be poorly managed, may mean that you are considering renting out your property privately. [Read More]